(Please note: The information on this page is an overview & in no way comprehensive).
This medical policy offers customized insurance plans and protection where it matters most at an affordable price. In addition,this offers policyholders a growing number of tools, resources and value-added benefits that are sure to help you navigate through the costly and complex healthcare marketplace.
Lifetime Maximum per Policy is $5,000,000
Calendar Year Maximum Benefit per Insured Person
o Gold Value (One Unit)
o Gold Plus (Two Unit)
o Gold Preferred (Three Unit)
Calendar Year Confinement Deductible
Per insured person with a maximum of three (3) deductibles per Policy.
o $10,000 o $7,500
o $5,000 o $2,500
o $1,000 o $500
FIRST DAY INPATIENT Choose a Calendar Year Inpatient Deductible per Insured person. Higher deductible plans will pay a First Day Hospital Admission Benefit.
Critical Illness Benefits range from $10,000 to $50,000.
By adding a Critical Illness Rider to your Gold Plan, you could receive a lump sum of cash paid directly to you upon diagnosis of a Covered Condition. You can use your benefit to help pay for: experimental treatments, rehabilitation, mortgage payments, lost income wages, etc.
• Stroke • Cancer (Internal Cancer)
• Pacemaker Implant • Coronary Artery Bypass Surgery
• Non-Invasive Carcinoma In Situ • Heart Attack • Angioplasty
• End Stage Renal Failure • Major Organ Transplant
* The benefit for certain Covered Conditions may be reduced. Waiting periods and other restrictions may apply and can vary by state. Refer to your policy for more details. Any Critical Illness Covered Condition diagnosed or treated prior to the Effective Date of the rider or within the Rider Waiting Period will not be payable at any time for that condition. Exclusions and limitations may vary by state.
WE BELIEVE THAT CONSUMER DRIVEN HEALTHCARE WILL MAKE HEALTHCARE COSTS SIMPLE, TRANSPARENT & AFFORDABLE.